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Thought of the Day

Thought of the Day

“In a time of drastic change it is the learners who inherit the future.  The learned usually find themselves equipped to live in a world that no longer exists.”
–Eric Hoffer

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Affirmations Stay Tuned Stronger Minded You Therapeutic Thursdays

What’s going through your mind?…Inquiring minds want to know!

On this gorgeous Wednesday morning, I ask you What Is UP With YOU!!?  What are the thoughts you had when you first woke up this morning?  Were you thankful for waking up, getting to experience a new day and excited to find all of life’s surprises?   OR were you annoyed that the alarm went off, you realize you set it WAY to early and now you can’t fall back to sleep so you’re going to lie in bed with a face on because in a few moments you have to go to work and you DON’T WANT TO?  I am the latter.  The remote control might make it better except that its too far from the bed so I can’t escape at the moment to join all of my favorite dvr’d characters.  It wasn’t always this way though for me.  That is not to say that I am not grateful for waking up today, but I’m not entirely sure I’m excited for what the day has in store for me.

A few years back, I definitely would have responded LOUD AND CLEAR with the first option.  I was the energetic, in your face (politely, cause I love my personal space to) let’s take on the world and set it on fire just to see the pretty lights, and was SUPER excited about the day to come.  It was because I was focused.  Nowadays I am a little scattered, nothing wrong with that, except that I don’t feel like me anymore.  So I have been thinking, what did I do back then, that I don’t do now, that reminded me of the awesome person I am and of all the great things to come?  One word comes to mind: AFFIRMATIONS!

Webster says:

Main Entry: af·fir·ma·tion 
Pronunciation: \ˌa-fər-ˈmā-shən\
Function: noun
Date: 15th century

1 a : the act of affirming b : something affirmed : a positive assertion

hmmm, ok what is to affirm?

Main Entry: af·firm 
Pronunciation: \ə-ˈfərm\
Function: verb
Etymology: Middle English affermen, from Anglo-French afermer, from Latin affirmare, from ad- + firmare to make firm, from firmus firm — more at firm
Date: 14th century

transitive verb 1 a : validate, confirm b : to state positively ed his innocence>
2 : to assert (as a judgment or decree) as valid or confirmed
3 : to express dedication to
intransitive verb 1 : to testify or declare by affirmation as distinguished from swearing an oath

I used to do mental and written affirmations.  I would write them out first in the morning and again when I went to sleep.  Having written reminders of your strengths and working on your weaknesses, it definitely makes for a mentally strong person.

So, now that Webster expressed to you what I mean by affirmations, I will let it sit and marinate.  You might be doing affirmations already and that is awesome!  Hit me up and maybe you can share it with everyone in a blog 🙂   This will be a recurring theme throughout the next months, making for a strong minded you, specifically me, but you to if you want to come along for the ride, so STAY TUNED and look for Affirmations!

Until then
djrelat7
Categories
Thought of the Day

Thought of the Day

“Self-importance is our greatest enemy.   Think about it–what weakens us is feeling offended by the deeds and misdeeds of our fellowmen.  One self-importance requires that we spend most of our lives offended by someone.”
–Carlos Castaneda

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Thought of the Day

Thought of the Day

“Orderly existence creates primarily an unconscious relation to the silent progression of the days, seasons, and the music of the spheres.”

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Thought of the Day

Thought of the Day

“Early in my career I felt that organization would destroy my creativity.  Whereas now, I feel the opposite.  Discipline is the concrete that allows you to be creative.”
–Verna Gibson

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ballon payments buying a home Money Mondays mortgage truth and lending statement

Buying a home?

I wanted to leave you with this thought for Monday, when buying a house, DO YOUR HOMEWORK!  Those who have already gone through this process will agree.  Find out what mortgage amount you can get approved for BEFORE you begin to look for a house to buy.  Doing that will give you the range of prices when you actually start looking for a house. For most, the mortgage should be a traditional, FIXED for the LIFE of the loan.  Do not assume that if you ask for a fixed payment it will be there, to be certain check your TRUTH AND LENDING STATEMENT.  On that sheet, there will be all the details of your mortgage.  You can NOT be denied for a loan on the basis of your race, but if you are not educated on the subject matter, than you MIGHT be taken advantage of.  If you already have a mortgage, I suggest that you check your paperwork, READ THE FINE PRINT. If you have an adjustable rate mortgage (ARM) than you might not be able to refinance, which means you might be joining the countless other screwed over souls in foreclosure if you can not afford the resetting payments. Also keep an eye out for BALLOON payments!  Here you will see in the truth and lending statement, a fixed amount to pay each month but the last payment is some CRAZY lump sum.  I wish you the best of luck if you are on this journey currently!

Stay Tuned for tomorrow’s blog by MrRua as we follow his series Confessions of an Entrepreneur! He will share with us what you need to have in place to purchase a home to rent.  In the meantime take a look at his blog at http://www.mrrua.com/.

Until then
djrelat7
PS. Never rely solely on the information given by “experts”. do do DO your homework.
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Thought of the Day

Thought of the Day

“If you want to feel rich, just count the things you have that money can’t buy.”
–Proverb