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Thought of the Day

Thought of the Day

“When I was young, I observed that nine out of every ten things I did were failures, so I did ten times the work.”
–George Bernard Shaw

Categories
Wake Up Wednesdays

You learn something new everyday…

The snow is coming down on this cold Wednesday in February, blanketing the streets of Bridgeport in fluffy flakes.  I still lie in bed, enjoying the warmth of my covers and ponder on my aching back.  If I did not know any better I would think that my unborn children are playing in heaven jumping on every crack they can find, harmoniously singing “Step on a crack, break your mother’s back.” Not on purpose of course, after all they are just children 🙂  I am counting down the hours for my therapeutic “Trigger” massage, to see if I can isolate the cause of the shooting pains running through my back.  My mind secretly wonders if it is weight related.

Last Wednesday we had the privilege of reading the advice of Ms. Pillowz on how to get our minds right for any weight goal journey and she suggested to me that I keep a journal to see what it was I was eating.  After completing the 7th day, I found that I might not be taking in the right amount of calories; that it might not be enough.  I was not taking any vitamins, although I see them sitting on my dresser now.  My food intake also shifted greatly on the weekends.  It seems I am good to plan out my week at work for meals.  I was not doing the same for when I was home on the weekends.  Either I ate fewer larger meals or skipped meals completely, instead of the timed snacks and small meals every four hours.  I also found that after I completed a week’s worth of taking note to what I ate, the day that I did not, I had 2 chocolate chip cookies, which I know did not help me towards my goal in the least bit.

I will be doing research on what a person’s calorie intake should be, for I have the foggiest idea.  I could be right on track or completely off it.  I’ll let you know my finds next Wake Up Wednesday. 

Until the next time I hope that you have finished your VDAY shopping and are not procrastinators like myself.  Remember its the thought that counts and I’ll be sharing any fabulous finds for deals on gifts, so stay tuned for that.

djrelat7
Categories
Thought of the Day

Thought of the Day

“Courage is as often the outcome of despair as hope; in the one case we have nothing to lose, in the other all to gain.”
–Diane de Poitiers

Categories
Thought of the Day

Thought of the Day

“Nature has been for me, for as long as I remember, a source of solace, inspiration, adventure, and delight; a home, a teacher, a companion.”
–Lorraine Anderson

What is it that inspires you?

Categories
budgeting money Money Mondays

I am addicting to budgeting…are you?

I had some fun this weekend on the Wii Fit.  I do believe that I doubted its ability to work me out enough to break a sweat, but that it did.  I’ve started working on my goal towards a healthy weight and I completed day 7 of the journal I started, to see what I was actually eating.  I’ll share with you what I learned on Wednesday, so stay tuned for that 🙂

I have made it 38 days on my first goal of spending less money this year.  Of the things I’ve had to buy, I’ve gotten some pretty good deals on them.  I’ll be sure to share with you some of my fabulous finds!  One of the things I believe that keeps me focused on my bills, savings and future purchases is my budget.  What is a budget and why do I need one?  What an awesome question and the answer came to me in my early twenties.

In eighth grade, Mrs. Robinson taught us how to balance a checkbook.  I remember that once the adding and subtracting was done the number you should end with SHOULD BE positive.  In ninth grade I learned how to identify an Isosceles Trapezoid and calculate the values of a specific angle.  In tenth grade I learned how to do some funky algebra.  In eleventh grade, I tried but was never truly successful in finding the answer to
Polynomials and I must have been out of my mind to attempt to try a harder version of the course in twelfth grade.  When I went to study Engineering I learned math that still gives me nightmares.  Now where do you see when I learned to budget? 

I learned this all the hard way…after seeing a negative number in my checkbook registry before the purchases and bills cleared on my account I did a lot of praying and crossing my fingers….”Please wait to clear til I get paid next or my paycheck is actually deposited.” I knew that when I got that super thin envelope from the bank that my deposit did not clear and post to my account in time.


It has been a while since that has happened, and if you are reading this thinking I was taught in school how money works, then that is GREAT!! Make sure you teach it to your children and do not assume that they to will be taught. 


I started using my budget to see the next month.  It was a notebook, wide ruled lines and empty.  I started with the month, so we’ll use February.  Next to that was written the amount I made for the month.  I’m going to use my algebra skills here and call what I make for the month X.  On the lines that followed I would write out all my bills that came every month like clockwork, savings, gas and food.  I’d rearrange them next month according to the order that they came in.  I would add up all the lines and hope that they equaled X.  Most of the time I was close or else I would have to figure out how things would be paid if there was no additional income.  This budget, when I first started gave me an idea of how next month’s bills were going to go and how much money would actually make it into savings as that number was usually written in last after everything else was added up and subtracted from X.  More times than not there wasn’t any money for savings and trying to figure out how to make my bills equal my income were a constant headache… until I learned what I’ll share with you next Monday.


So remember, your budget is all your bills and expenses added up, which should then equal to what your total income is for the month.  

Giddy Up its Monday Y’all, MAKE it the best one EVER!!
djrelat7
Categories
Thought of the Day

Thought of the Day

“Success, is the…The blanket that wraps us up in the warmth of a life fulfilled.”
— Success: Defining Moments. Copyright 2008. SUCCESS Books.

This week as we think about the ones we love and find them something special for Valentine’s Day, ask yourself, “Do I show this person that I love them just as much on 2/14 then any other day of the year?”  As you read today’s thought of the day did you envision yourself wrapped up with a loved one?  Do you share your success with others?  Remember to always give your loved ones credit when they support you!

Categories
Thought of the Day

Thought of the Day

“The ability to simplify means to eliminate the unnecessary so that the necessary may speak.”
–Hans Hoffman