“May I learn to look at myself with the eyes of understanding and love.”
–anonymous
If we can’t do that for ourselves, how can we begin to expect others to do the same?
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When I was working in the financial business, I saw more often than not, people fitting into the percentage of people that spent more than they earned. For the longest, American Families saved -1%. Yes -1%. For the first time, in a LONG time, I think that is starting to turn around. People for once are actually saving their money. I think we can all find a handful of things to cut out of monthly budgets to make sure we’re saving, if not 10% of what we bring home, at least a little something.
Emergency Funds are always a start, and once you get to your six months worth of income, should you stop? Absolutely not! Losing a job can cause so many things all at once. Not only is a steady income missing, but what about all the unforeseen issues that can arise during that interim. Can we prepare for the worst? What do you do when you have a family of four and you can’t afford the alternate health insurance? What do you do when funds are super low and you don’t have enough to feed the family? What do you do when you are single and you made just enough to cover your expenses?
Liz Pullman Weston, one of my favorite Financial Gurus on MSN.com, breaks it down for us in her article, Where to turn when you’re desparate. Bookmark her, subscribe to her emails, I think you’ll like her as much as I do!
Today’s lesson is that we can prepare as much as we possibly can. We can’t foresee every possible scenario so its important to know where to go in case we need it. Hope this brings you some comfort in knowing that there’s help available if we need it!
Until then
djrelat7
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Thought of the Day
“I am a mountain,
Imperturbable,
Still,
Alive,
Rigorous,
Breathing, out,
I feel solid.
The waves
of emotion
Can never carry
me away.”
–anonymous
Sometimes its good to remind ourselves of our strengths.
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Thought of the Day
“Become the kind of person that people would follow voluntarily, even if you had no title or position.”
— Brian Tracy, Speaker, Author, Consultant
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Thought of the Day
“The shifts of fortune test the reliability of friends.”
— Marcus Tullius Cicero, statesman
Ain’t that the truth!
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Thought of the Day
“Success is 99 percent failure.”
— Soichire Honda
Once upon a time, people got married and divorce was never uttered. You stuck it out, through thick and thin, regardless of any situation that arose. ‘Til death do us part was taken literally. Today, the times have changed! I, one day, will marry the man of my dreams and we will live happily ever after with our 8 kids on our farm house in the country. But not every marriage ends with a happy ending. Sometimes I think divorce is too easy to get done these days, but sometimes there are legitimate reasons to push those papers along.
Now when we take those vows and say I do, we don’t plan on getting a divorce. We don’t do research in advance of what to do if we have to begin that process or how its supposed to work after all the damage is done. There are currently some programs in place to help you along that are put in place once the papers are filed. But wouldn’t it be nice if you had a guide, or like a divorce Godmother?
Well, a few years ago, at a networking event, I came across a table advertising a website that is essentially a guide of what to expect and how to get through a divorce. divorce360.com is a clear and informative site that helps the process out 🙂 Feel free to pass it along and check it out so you can have a few words to describe it in case you know someone in need of it.
Until then
djrelat7